16 free US finance calculators
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Free calculators for the decisions that cost or earn you the most — your mortgage, your debt, your car and your investments. Every result updates instantly, and every formula is shown.
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Mortgage Calculators
View all →Mortgage
Mortgage Calculator with Extra PaymentsSee how extra monthly mortgage payments shorten your loan and cut total interest. Free, instant, no signup.Calculate nowMortgage
Mortgage Amortization with Lump SumModel a one-time lump sum payment on your mortgage and see the new amortization schedule, payoff date and interest saved.Calculate nowMortgage
Refinance Break-Even CalculatorFind how many months it takes for a mortgage refinance to recover its closing costs, plus monthly and lifetime savings.Calculate nowMortgage
Home Affordability CalculatorEstimate the home price you can afford from your income, debts and down payment using the 28/36 debt-to-income rule lenders use.Calculate nowLoan & Debt Payoff Calculators
View all →Loans & Debt
Personal Loan Payment CalculatorCalculate your personal loan monthly payment, total interest and the real cost of origination fees. Instant results, no signup.Calculate nowLoans & Debt
Debt Payoff Calculator (Snowball vs Avalanche)Compare the debt snowball and debt avalanche methods side by side. See payoff time and total interest for up to three debts.Calculate nowLoans & Debt
Credit Card Minimum Payment CalculatorSee how long it takes to pay off a credit card making only the minimum payment and how much interest it really costs.Calculate nowLoans & Debt
Student Loan Payoff CalculatorSee when your student loans will be paid off and how much interest you save by paying extra each month.Calculate nowAuto Loan & Car Buying Calculators
View all →Auto
Car Loan Calculator with Trade-InCalculate your auto loan payment including trade-in value, amount still owed, down payment and sales tax. Handles negative equity.Calculate nowAuto
Lease vs Buy CalculatorCompare leasing versus buying a car over the same period, including resale value, so you can see which option really costs less.Calculate nowInvesting & Savings Calculators
View all →Investing
Compound Interest CalculatorSee how your savings grow with compound interest and regular monthly contributions. Year-by-year breakdown, instant results.Calculate nowInvesting
Future Value CalculatorCalculate the future value of a lump sum and regular payments with any compounding frequency. Supports payments at the start or end of each period.Calculate nowInvesting
Investment Fee Impact CalculatorCompare two expense ratios or advisory fees and see how much they cost you over decades. Find the true dollar impact of fund fees.Calculate nowInvesting
Dividend Reinvestment CalculatorProject how reinvesting dividends grows your shares, portfolio value and income compared with taking dividends as cash.Calculate nowInvesting
Retirement Savings CalculatorProject your retirement nest egg from your age, savings and monthly contributions, and estimate the income it can support using the 4% rule.Calculate nowInvesting
Savings Goal CalculatorFind the monthly amount you need to save to reach a goal — a down payment, emergency fund or big purchase — by a target date.Calculate now